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Top 7 Best Credit Cards in 2023 (Best Credit Card For Beginners 2023)

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Top 7 Best Credit Cards in 2023

Hot take! Not all debt is bad debt and credit cards are actually good for you.

Hi, I’m Chris Winter and in this video, I’ll list down for you the top seven best credit cards you can get in 2023.

Let me start by saying this right off the bat that there’s no one credit card that rules them all.

If that were the case, then we’d all be using the same one, right?

But each credit card provides you with different features, perks, and pros and cons that you should look into and see which one suits you the best.

So in this video, I’ve helped you out with some research on the top 7 credit cards for 2023 in my opinion.

These are again just for educational and entertainment purposes only so please do your own diligence.

So What’s to Look for in Credit Cards?

There’s tons of credit card options out there, and sometimes it’s hard to filter out all the noise.

Thing is, each credit card has their own set of features and perks that may or may not be suited for your lifestyle.

While this video is technically a list video, the rankings don’t matter since there’s no objective one credit card that beats everyone else.

Instead, what I’ll do is present to you seven credit cards, each with unique features that are perfect for you.

For example, if you love traveling and are a frequent flier, you’ll want a credit card that hooks you up with great travel deals and rewards you with travel miles.

If you love dining out and eating, there’s also a credit card provider that specializes in that.

If you just want to use a credit card that’s good for anything, there’s also a credit card that’s flexible and easy to use,

The “best” credit card differs from person to person, and hopefully, by the end of the video, I’ve helped you find yours.

What are you looking for when it comes to credit cards?

Let me know in the comments below and I’ll make sure to read them!

1. Wells Fargo Active Cash® Card

If you want a well-rounded credit card that eases you in, I suggest looking into Wells Fargo Active Cash Card.

There’s this thing we call APR or the Annual Percentage Rate which is basically the cost you pay each year to borrow money.

Wells Fargo Active Cash Card is great for new owners since it has a 0% intro APR for the first 15 months from opening your account.

This, coupled with its 2% cash rewards on each purchase, as well as an included cell phone protection plan if you use this credit card to pay your cell phone bills, is enough to entice anyone!

However, if you travel in and out the country frequently though, it does have a foreign transaction fee, so just be aware of that.

Otherwise, 2% cashback is actually pretty darn good!

2. Chase Sapphire Preferred® Card

Travel and airplane-focused credit cards can be expensive to maintain since they cost a couple hundred bucks a year to continue using, but Chase Sapphire Preferred® Card begs to differ.

Chase Sapphire Preferred® Card is the best travel credit card at an entry level.

With only an annual fee of $95 compared to the hundreds of dollars that other similar credit cards cost, this credit card is a steal!

This credit card is amazing for travel purchases, but also for any kind of purchase, really.

You get 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, streaming services, and online grocery, 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases!

You also get 60,000 bonus points if you spend $4,000 within the first 3 months of account opening, so if you have lots of bills to pay within the first 3 months, I say go for it and you’ll get a vacation out of it.

It’s too much of a steal to pass on, which is why I love the Chase Sapphire Preferred.

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I’m Chris Winter and on this channel I make finance videos on:
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• Best Crypto To Buy & Invest In (Bitcoin, Etherium etc)
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• How To Make Money Online
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